Oh, let me tell you about the rollercoaster ride in the interest rate market this month! It's been crazy. We've seen these huge swings back and forth, you wouldn't believe it. So, towards the end of last year, the Fed was all like, "Hey, we're gonna start cutting rates in the first quarter of 2024 because inflation seems to be calming down." And everyone was like, "Cool, cool," and mortgage rates dropped to some of the best levels we've seen in ages.