I want to talk about something that has been rearing its ugly head alot more across the nation and that's Seller Impersonation Fraud.  Have you heard of this?  Let me briefly explain how it works.

The Scheme:

The criminal searches public records to identify real estate free of mortgage and other liens and the property owner's identity.

The criminal then poses as the property owner, contacts a real estate agent stating they want to sell their property quickly, and will list it below market value...